PayFac-as-a-Service — Embedded Payments

Embedded Payments for Medical & Healthcare Software Platforms

Turn patient-pay balance collection and complex payer mix into a revenue stream. linq by Merchant Focus delivers embedded payments, PayFac-as-a-service, and revenue share for dental, vision, veterinary, chiropractic, and behavioral health platforms.

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Payments that power your healthcare platform

Medical and healthcare software platforms are uniquely positioned to turn patient-pay balance collection and complex payer mix into a strategic revenue stream. Here's what most platforms face today:

Processing Transactions Daily

Your platform already facilitates thousands of patient-pay payments across your network of dental, vision, veterinary, chiropractic, and behavioral health practices.

Revenue Left on the Table

Every patient balance, co-pay, and payment processed is an opportunity — revenue that's currently flowing to third-party processors instead of your platform.

Compliance & Complexity

Building payment infrastructure for healthcare software means navigating PCI, complex payer mix, multi-state compliance, and patient-pay collection workflows.

What if every patient payment could generate platform revenue?

The Solution

linq by Merchant Focus

linq provides fully embedded payment facilitation infrastructure — enabling your medical and healthcare software platform to process patient-pay payments, participate in revenue share, and scale confidently across dental, vision, veterinary, chiropractic, and behavioral health.

Generate Recurring Revenue

Earn from every patient-pay transaction processed through your platform

Built-in Monetization Engine

Turn payments into a core revenue stream — not just infrastructure

Launch Faster

Go live without the complexity of building a PayFac from scratch

Reduce Compliance Burden

We handle PCI, underwriting, and risk management for your platform

Seamless Practice Onboarding

Get dental, vision, veterinary, chiropractic, and behavioral health practices live quickly

Patient-Pay & Complex Payer Mix

Handle patient balances, co-pays, and insurance-plus-patient-responsibility workflows

See linq in Action

What linq Enables

A complete embedded payments ecosystem for medical & healthcare software

  • Fully embedded payments for patient balances and transactions
  • Revenue share on every transaction
  • PayFac-as-a-service infrastructure
  • Patient-pay balance collection and complex payer mix support
  • Seamless practice onboarding across all healthcare verticals
  • Compliance, risk management, and PCI DSS Level 1

In minutes

Practice Onboarding

100%

PCI Compliant

Turn Payments Into ROI

With linq's revenue share model, every patient-pay transaction processed through your platform contributes directly to your bottom line.

Predictable Income

Revenue share provides a consistent, scalable income stream tied to platform growth

Increased Valuation

Payment revenue adds multiple revenue streams, improving overall platform value

Profit Center

Transform payments from a cost center into a meaningful profit driver for your healthcare platform

Aligned Growth

As your platform scales across verticals, your payment revenue grows proportionally

How Revenue Share Works

When practices on your platform process patient-pay payments through linq, you earn a share of the processing revenue. It's simple, transparent, and scales with your platform.

  • No upfront costs or minimums
  • Transparent, predictable earnings
  • Monthly payouts directly to you
  • Real-time revenue reporting

Example Monthly Revenue

$23,150

Based on $847,290 monthly processing volume

Platform Volume$847,290
Your Revenue Share$23,150

Revenue share amounts depend on processing volume, pricing, and agreement terms. No specific earnings are guaranteed.

How It Works

Getting started with linq is straightforward. Three simple steps to embedded payment monetization for your healthcare platform.

01

Integrate linq Into Your Platform

Simple API integration connects linq's payment infrastructure to your existing healthcare software with minimal development effort.

02

Onboard Practices Seamlessly

Dental, vision, veterinary, chiropractic, and behavioral health practices get onboarded quickly with our streamlined process — no friction for your customers.

03

Earn Revenue From Every Payment

Start earning revenue share on every patient-pay transaction processed through your platform. Watch your payment income grow with your network.

Average Integration Time: Most platforms go live within 2–4 weeks

Enterprise-Grade Security

Your compliance is our priority

Service Provider²

PCI DSS Level 1

99.99%

Uptime

256-bit

Encryption

Annual

Audits

Compliance & Security

We Handle the Complexity

Payment compliance is complex and constantly evolving. With linq, you get enterprise-grade security and compliance without building internal expertise.

PCI DSS Compliance

Fully PCI Level 1 certified infrastructure, so you never have to worry about card data security across your healthcare platform.

Practice Underwriting

We handle the full underwriting process for every dental, vision, veterinary, chiropractic, and behavioral health practice on your platform.

Ongoing Risk Monitoring

Continuous fraud detection and risk assessment to protect your platform and practices.

Regulatory Management

Stay compliant with evolving payment regulations across multiple states and jurisdictions.

Payment Operations Support

Dedicated support team to handle disputes, chargebacks, and practice inquiries.

Trusted by Leading Platforms

Healthcare and medical software platforms choose linq for embedded payments and revenue growth.

$2B+

Processed across Merchant Focus since 2004¹

10,000+

Merchants served by Merchant Focus¹

99.99%

Target uptime³

24/7

Support Available

Trusted by platforms powering dental, vision, veterinary, chiropractic, and behavioral health practices

FAQ

Frequently Asked Questions

Everything you need to know about embedded payments, revenue share, and PayFac-as-a-service for healthcare software platforms.

Ready to Monetize Your Payments?

Let's show you how embedded payments can power your healthcare platform's growth and create a new revenue stream from every patient-pay transaction.

No commitment required30-minute consultationCustom revenue analysis

Notes

  1. ¹ Aggregate figures across Merchant Focus as of September 2026.
  2. ² PCI DSS Level 1 validated; Attestation of Compliance available on request.
  3. ³ Platform availability target; see service agreement for terms.